At Denver West Insurance Brokers we hear all too frequently from customers looking to file claims when water seepage suddenly becomes visible within their homes. When this occurs following a severe rainstorm or a springtime thaw, it is critical to understand that the damage may not be covered. Don’t wait for major leaks or water damage to make repairs!
According to a 2014 report from Remodeling magazine, replacing a roof costs $19,000 on average. Help avoid a big-ticket repair and prevent serious problems like roof collapse with regular maintenance. Many roofing companies advise inspecting your roof at least once or twice each year and after major weather events. Here are some red flags to be on the lookout for:
- Shingle damage or discoloration: Watch for curled, buckling, stained, cracked, stained or broken shingles. Poor ventilation or a dried-out shingle base typically causes shingles to curl at the edges.
- Missing shingles: Extensive wind, rain or snow damage can cause shingles to come loose, compromising the roof’s structural integrity.
- Sagging spots: Rooflines should be straight. Curves, swags or dips indicate that roof decking is sagging and is most likely in need of replacement.
- Higher energy bills: A roof that is well-maintained protected the inside of your home from extreme cold or heat. If the roof is damaged, you might notice higher utility bills, as your HVAC systems must work harder to maintain comfortable temperatures.
- Attic damage: Typically the attic is the first place to show leaks from a damaged roof. Dark spots in the drywall or wood usually indicate water damage.
Repairs or Replacement? When small, visible signs of wear present themselves, property owners should consider making minor repairs to lengthen the life of the roof. However, it is recommended to first contact a roof professional to evaluate whether a full replacement is warranted. Also take into the age of your roof. Most roofs come with 25 or 30+ year limited warranties. Depending on your region, your roof could last significantly longer or shorter than the manufacturer’s warranty. If your roof exceeds its expected life, it may be time to replace it.
Note: Data and information provided on this site is for informational purposes only and should not be considered professional advice. Denver West Insurance Brokers makes no representations as to accuracy, or validity of any information on this site and will not be liable for any errors, omissions, losses, injuries, or damages arising from its display or use.